Weighing the Pros and Cons of Retiring in Pennsylvania
Retiring in Pennsylvania is more than just a practical decision—it’s a lifestyle choice. For many retirees, especially those with ties to the Keystone State, the balance of affordability, community, and access to nature is hard to beat. But like any major move, it’s important to consider both the benefits and the trade-offs. Here’s a closer look at the pros and cons of retiring in Pennsylvania—and how Menno Haven helps tip the scale in your favor.
Why So Many Retirees Choose Pennsylvania
A Tax-Friendly Place for Retirement
Pennsylvania is one of the most retirement-friendly states when it comes to taxes. Social Security benefits, public and private pensions, and 401(k) and IRA distributions are not taxed at the state level. For retirees on a fixed income, this extra savings can be a major financial advantage. Plus, property taxes in areas like Franklin County tend to be lower than in neighboring states like New York and New Jersey, making it easier to stretch your savings.
A Lower Cost of Living That Doesn’t Sacrifice Quality
Compared to major cities or coastal states, South Central Pennsylvania offers a much more affordable lifestyle. Overall, the Commonwealth has the third lowest cost of living among its border states of Delaware, Maryland, New York, New Jersey, Ohio, and West Virginia.
In Franklin County, you’ll find lower housing costs, healthcare expenses, and day-to-day living costs combined with a high quality of life. At Menno Haven, our inclusive pricing and no hidden fees allow residents to enjoy independent living and other services without worrying about surprise costs.
A Convenient Location with Small-Town Charm
Franklin County is tucked between major metro areas like Philadelphia, Pittsburgh, and Washington, D.C., giving retirees plenty of options for day trips or family visits. The region also has its own rich history and cultural offerings, including Shippensburg University, Wilson College, historic sites, and local theaters and museums. Whether you’re seeking peaceful green spaces or vibrant community events, you’ll find both here.
Things to Consider Before You Move
Seasonal Weather Can Be a Mixed Bag
Pennsylvania winters can be cold and snowy. For some retirees, the chilly months are a concern. But there’s also beauty in all four seasons: colorful fall foliage, cozy snowfalls, and blooming springtime walks.
When you live at Menno Haven, you’ll never again have to worry about shoveling, yard work, or icy sidewalks. Our team manages all seasonal upkeep, so you can simply enjoy retirement in peace. Learn more in our blog on the benefits of independent living.
You Might Be Farther from Family or Urban Centers
Some retirees hesitate to move to a quieter area if it means being farther from children or grandchildren. Fortunately, Franklin County is well-connected. Interstate 81 and nearby airports make it easy to travel or welcome family into town.
Plus, at Menno Haven, our vibrant community, events, and resident activities help everyone stay connected, even when family isn’t close by. Video calls, digital newsletters, and other technologies also help bridge the distance between loved ones.
Why Menno Haven Makes Retiring in Pennsylvania Even Better
Choosing where to retire isn’t just about geography—it’s about lifestyle. At Menno Haven, we offer:
- Maintenance-free living in a scenic, active community
- Access to cultural, wellness, and dining option
- A welcoming, faith-based community
- Peace of mind with other levels of care available as needs change
If you’re drawn to the financial and lifestyle benefits of retiring in Pennsylvania, we invite you to explore the possibilities at Menno Haven. We make retirement comfortable, simple, and fulfilling at every stage.
Ready to Learn More?
No state is perfect, but Pennsylvania checks many important boxes when it comes to retirement. Menno Haven helps simplify the decision with a community designed to support joyful living throughout your retirement years. To explore your options or schedule a tour, contact us today.